Crime Prevention Tips
• Bankers, Jewelers and shop owners are advised to fix Burglar alarm, CCTV and engage young and healthy watchmen after checking their antecedents.
• Get trained in detecting fake credit cards and counterfeit.
• Banks are advised to install hot lines with the local police stations.
• The frontage should be well lit after business hours. Do not allow tramps, paper pickers and beggars to sleep in the shop front.
• New type of Shutters (Single Piece) cannot be easily breached.
CREDIT CARD USERS
• In case of losing the credit card, lodge a complaint with the bank immediately. It will enable the bank to announce it as 'hot card' as early as possible, making it possible to the culprit. This will also protect you from liabilities, which may be incurred using the stolen card.
• Do not write the PIN number on the card itself.
USING AN ATM
• Make sure your privacy is not intruded while using the ATM
• Collect the cash and count it as unobtrusively as possible.
• Keep the cash in its place before coming out of the ATM booth
• Make sure you log out in the right sequence
• Don't forget to collect the card from the slot.
• Do not ask for assistance from any unauthorised person.
• Do not encourage strangers who offer unsolicited advice.
• Avoid using ATMs in uncrowded places especially late night
• When signing the bill counterfoil, after making a purchase using the credit card, make sure there are no duplicates or additional bills.
HOW TO AVOID IDENTITY THEFT?
Identity Theft is a recent phenomenon. Globally, over 500,000 people are victims of this crime each year. The best protection always is prevention. Here are some tips to safeguard your good name:
• BEWARE Any document that has personal financial information on it can give an identity thief a foothold into your life.
• Put the charge slip copies in a safe spot until your credit card bills arrive.
• After you've reconciled your bill, shred every statement, including credit card receipts, old bank statements, medical statements, everyday bills and pre-approved credit card offers.
• Write clearly on all credit applications. Consistently and completely fill in all credit and loan applications using your full name, first, middle and last. Every bill that comes to your house should be addressed exactly the same.
• Monitor your credit accounts carefully, so you'll know if a bill's missing or unauthorised purchases have been made.
• Close out unused credit cards. Cutting them up is not enough.
• Limit the number of credit cards you carry. The fewer cards you have, the easier it is to track them.
• If you're moving, contact all your creditors and update them of your address changes immediately. You don't want credit information and new credit cards being delivered to the wrong address.
• If your credit card expires and you don't receive a new one, call your creditor immediately.
• Don't provide your credit card number to anyone who contacts you through telephone solicitation.
• Make sure any online credit card charges are handled through a secure site or in an encrypted mode. You'll know you're on a secure site if the web page on which you conduct your transaction begins with 'https' instead of the usual 'http'.
• Be watchful of shoulder-surfers. At ATMs and phone booths, thieves will stand close enough to see PIN numbers punched in by users.